Yesterday, I had the pleasure of joining host extraordinaire, Ryan Jespersen, for the entire 11:00 am hour on Edmonton's 630 CHED radio. One of the listeners texted in that we were "cheap and boring". Perhaps that was in reference to me because I can assure you that Ryan isn't cheap and doesn't have a boring bone in his well suited body. Nonetheless, if we're talking about financial literacy, I don't find those comments to be insults in the spirit of intelligent frugality.
Personal finance isn't meant to be sexy. It's meant to be the foundation we can firmly stand on. That is what builds and maintains financial confidence and allows us to make the decisions and take actions that can be tough - like saying no to wants, setting a budget, finding a qualified financial planner to help guide us or bravely reaching out to a non-profit credit counselor when it all seems like too much.
Here are the links I mentioned on Ryan's show and the full audio as well. Make this financial literacy month your opportunity to take even the smallest action towards your financial future. Drop me a line and let me know what step, whether big or small, you'll take this month - firstname.lastname@example.org.
Resources from November 7th:
- Part one of the live interview, in studio with Ryan - https://omny.fm/shows/ryan-jespersen-show/nov-7-jespersen-11am-november-is-financial-literac
- Part two - https://omny.fm/shows/ryan-jespersen-show/nov-7-jespersen-11-30am-part-2-november-is-financi
- Find a qualified financial planner in your area - www.FindYourPlanner.ca
- Read more than 80 articles on personal finance including "10 questions to ask your financial planner" - this website is put out by the non-profit, Financial Planning Standards Council - www.FinancialPlanningForCanadians.ca
- View videos about financial planning and my role as the Consumer Advocate for the Financial Planning Standards Council - http://www.financialplanningforcanadians.ca/videos/ and http://www.financialplanningforcanadians.ca/financial-planning/fpsc-consumer-advocate
- More about Financial Planning Week - http://www.fpsc.ca/about-fpsc/financial-planning-week
- More about financial literacy and FLM from the Government of Canada and the Financial Consumer Agency of Canada - http://www.fcac-acfc.gc.ca/Eng/financialLiteracy/initiativesProjects/FLM/Pages/about.aspx
- The Canadian Financial Literacy Database - find resources, events, tools and information on budgeting, money management, insurance, saving, investing, and taxes from various Canadian organizations - http://www.fcac-acfc.gc.ca/Eng/resources/Pages/FLRDSAT-OAEBDRLF.aspx
- Self assessment quiz - take this quiz to figure out how your financial literacy skills measure up compared to other Canadians - http://itools-ioutils.fcac-acfc.gc.ca/FLSAT-OAELF/star-comm-eng.aspx
- If you need debt and credit counseling, please reach out to a NON-profit credit counselors. Some excellent ones to interview are Money Mentors, No More Debts and Credit Canada