5 Easy Steps to save you money
Take a break from your credit card
I’ve been on the show before discussing the merits of the rewards points cards offer …for those 60% plus Canadians that pay off their credit card every month. But even for those responsible with their credit, there’s no tangibility when using it. Take a break and pay with cash – a different part of your brain actually lights up and feels pain from the loss of funds out of your wallet. Try this for a least a week every few months. The average Canadian has a balance of about $4,000 on their credit card with an average rate of just over 14% - that’s a cost of nearly $6,000 in just ten years!
Pool resources
Women are fabulous at building networks. Get a group of five together to help tackle costs – cooking, nanny’s, carpooling, housekeeping and more. Not only will this save all of you big bucks, it will strengthen your bond and create a life of less “to do’s”
Don`t forget the obvious little things that add up to so much:
Just try three things and save nearly $4,000 a year!
I’ve been on the show before discussing the merits of the rewards points cards offer …for those 60% plus Canadians that pay off their credit card every month. But even for those responsible with their credit, there’s no tangibility when using it. Take a break and pay with cash – a different part of your brain actually lights up and feels pain from the loss of funds out of your wallet. Try this for a least a week every few months. The average Canadian has a balance of about $4,000 on their credit card with an average rate of just over 14% - that’s a cost of nearly $6,000 in just ten years!
Pool resources
Women are fabulous at building networks. Get a group of five together to help tackle costs – cooking, nanny’s, carpooling, housekeeping and more. Not only will this save all of you big bucks, it will strengthen your bond and create a life of less “to do’s”
Don`t forget the obvious little things that add up to so much:
Just try three things and save nearly $4,000 a year!
- Bagged lunch - $10 a day savings = $2,600 a year
- Coffee at home = $715 a year
- Bottled water = $520 a year
Retailers count on you forgetting the $7.95 a month hit that adds up to about $500 in 5 years! If you use it fine, but keep a monthly reminder so if you stop, you`ll be prompted to cancel.
Do a swap with friends!
Women have an average of 496 products in their bathroom – and men?
Do you have 50 hair products that you’ve used once that friends might love?
What about your 5th straightening iron or the hot rollers you no longer use?
Add to that electronics and gaming and you have a friendly flee market of fun! Forget jewellery and other parties that cost big bucks! Save with a swap!
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